Terms of Service

Welcome to Cogniive. These Terms of Service ("Terms") govern your access to and use of our website, platform, and services. By accessing or using Cogniive, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By creating an account, accessing our platform, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Cookie Policy.

These Terms constitute a legally binding agreement between you and Cogniive Inc. ("Cogniive," "we," "us," or "our").

2. Eligibility

You must be at least 18 years old to use our services. If you are under 18, you may only use our services with the involvement and consent of a parent or legal guardian.

By using our services, you represent and warrant that:

• You are at least 18 years old or have parental consent
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• All information you provide is accurate and complete

3. Account Registration and Security

Account Creation

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as needed
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in conduct that we deem inappropriate or harmful to our platform or other users.

4. Services and Content

Educational Content

Cogniive provides online courses, tutorials, assessments, and other educational materials related to artificial intelligence and machine learning. We strive to provide high-quality, accurate content, but we do not guarantee that our content will meet your specific needs or expectations.

Course Enrollment

When you enroll in a course:

• You gain access to course materials for the duration specified
• Access may be subject to subscription terms or one-time payment
• Completion certificates are issued based on our assessment criteria
• Course content and structure may be updated periodically

Platform Availability

We aim to provide continuous access to our platform, but we do not guarantee uninterrupted service. We may temporarily suspend access for maintenance, updates, or unforeseen circumstances.

5. User Conduct and Responsibilities

You agree to use our services in accordance with these Terms and all applicable laws. You agree NOT to:

• Share your account credentials with others
• Copy, distribute, or sell course content without permission
• Use our services for any illegal or unauthorized purpose
• Interfere with or disrupt our platform or servers
• Attempt to gain unauthorized access to our systems
• Harass, abuse, or harm other users
• Submit false or misleading information
• Use automated tools to access our services (bots, scrapers)
• Reverse engineer or attempt to extract source code
• Remove or modify any copyright or proprietary notices

6. Intellectual Property Rights

Our Content

All content on the Cogniive platform, including but not limited to text, graphics, logos, videos, software, and course materials, is the property of Cogniive or our content providers and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content solely for your personal, non-commercial educational purposes. This license does not include the right to:

• Reproduce or distribute our content
• Create derivative works
• Use our content for commercial purposes
• Transfer or sublicense your rights

User-Generated Content

If you submit content to our platform (such as forum posts, project submissions, or comments), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and display that content for the operation and improvement of our services.

You retain ownership of your content and are responsible for ensuring you have the necessary rights to submit it.

7. Payment and Subscriptions

Pricing

Course prices are displayed in USD and may vary based on promotional offers, geographic location, or other factors. All prices are subject to change, but changes will not affect purchases already made.

Payment Processing

Payments are processed through secure third-party payment processors. You agree to provide accurate payment information and authorize us to charge the applicable fees.

Subscriptions

Some services are offered on a subscription basis:

• Subscriptions automatically renew unless cancelled
• You will be charged at the beginning of each billing cycle
• You can cancel your subscription at any time through your account settings
• Cancellation takes effect at the end of the current billing period
• No refunds for partial periods

Refunds

Please see our Refund Policy for detailed information about refunds and cancellations.

8. Disclaimers and Limitations of Liability

No Warranty

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• Our services will be uninterrupted or error-free
• Defects will be corrected
• Our platform is free from viruses or harmful components
• The results obtained from using our services will be accurate or reliable

Limitation of Liability

To the maximum extent permitted by law, Cogniive shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from:

• Your use or inability to use our services
• Unauthorized access to your account or data
• Errors or omissions in our content
• Third-party conduct on our platform

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the amount you paid to us in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Cogniive and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Your user-generated content

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by:

• Posting a notice on our website
• Sending an email to your registered email address
• Updating the "Last Updated" date at the top of these Terms

Your continued use of our services after such changes constitutes acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using our services.

11. Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, except that you may assert claims in small claims court if they qualify.

Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and Cogniive individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.

12. Termination

Either party may terminate these Terms at any time:

• You may close your account and stop using our services
• We may suspend or terminate your access for violations of these Terms
• We may discontinue our services with reasonable notice

Upon termination:

• Your right to access our services immediately ceases
• You remain liable for any obligations incurred before termination
• Provisions that should survive termination will continue to apply

13. Third-Party Links and Services

Our platform may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party sites
• Transactions you enter into with third parties
• The privacy or security of third-party services

Your use of third-party services is at your own risk and subject to their terms and policies.

14. General Provisions

Entire Agreement

These Terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Cogniive regarding our services.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

15. Contact Information

If you have questions about these Terms, please contact us:

Email: legal@cogniive.com
Address: Cogniive Inc., 123 AI Avenue, San Francisco, CA 94103, USA
Phone: +1 (555) 123-4567